GenPvP Generator Insurance System

[EpicMiner001]

Minecraft username:

EpicMinerXX​

Suggestion:

Generator Insurance System​

Detailed description:

New feature called Generator Insurance for GenPvP.
This system will allow players to protect their generators from being completely lost during raids. Basically, when your generator gets destroyed or stolen, you will get a percentage of its value back if it was insured before.

Players could buy insurance from a special NPC or through a command like /insurance buy for a small fee based on the generator’s value (for example, 10–20% of its cost). If a raid happens and your generator gets broken or mined, you’ll automatically receive some money back depending on your insurance level.

There can be different insurance tiers, like:

• Basic Insurance – 25% refund on destroyed generators.
• Advanced Insurance – 50% refund.
• Premium Insurance – 75% refund + protection alert message in chat when a generator is being attacked.

This would make the gameplay more strategic because players can decide whether to risk their generators or spend extra money for safety.​

Reason(s):

Many players lose all progress when they get raided and often quit after losing expensive generators. Generator Insurance will help reduce frustration, encourage longer playtime, and keep players more active. It also makes the economy more balanced since players will still need to pay for insurance, but won’t feel completely punished after a raid.

It gives a fair second chance and makes GenPvP more competitive and fair for both new and pro players.​

Example(s):

Example 1:
Player Steve buys Advanced Insurance (50%) for his Gold Generator worth $1,000,000.
He has to pay $50,000 per day to keep his insurance active.
After 5 days, his generator gets destroyed in a raid.
Since he kept paying daily, he receives $500,000 (50% refund) instantly after destruction, with a message:

Your insured Gold Generator was destroyed! You received $500,000 from your insurance.

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Example 2:
Player Alex buys Basic Insurance (25%) for his Diamond Generator worth $2,000,000.
Daily payment = $100,000/day.

• On Day 1, Alex pays his insurance normally.
• On Day 2, he forgets to pay. The system automatically adds a late payment of +$10,000.
• On Day 3, he forgets again, and the fee increases by another $20,000 (total +$30,000).
• On Day 4, he pays again. His /insurance list now shows:
  

  Diamond Generator — 2 late days = +$30,000 penalty (Total due: $130,000)

If a player keeps missing payments, the penalty keeps rising:

• 1st late day = +$10,000
• 2nd late day = +$20,000
• 3rd late day = +$30,000
  And after 3 missed payments, the insurance automatically expires.

This system keeps things fair and realistic while giving players another reason to stay active daily.​